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Tuesday, August 26, 2014

Fixing Detroit Infrastructure with the help of FEMA. A Flood Silver Lining with Long Term Benefits

By The Friends of George Cushingberry  Jr.

"Help from Washington D.C. is on the way!" - President Obama

City of Detroit from Belle Isle
The Federal Emergency Management Agency will be visiting flood damage victims in the City of Detroit. To help expedite things, we recommend that you take photographs and video with your cameras, tablets, cell phone, of damage to property.  Keep these pictures for your records. Next step is to go online at and apply for disaster relief. The last step is to send us the name of the insurance company and the amount of the claim if you were denied by your insurance provider.  Our office and City Ombudsman who will do a tabulation by company name and, amount of claim.

1. Document damage with pictures and video
2. Apply for Disaster relief from
3. If your private insurance claim is denied go to Step 4 otherwise go to Step 7.
4. Record the name of the insurance company and amount denied in a email and,
6. If you do not have email, fax or call the City  Council office with the information
7. End of process.

If your property is starting to develop black mold or other unhealthy activity due to the flood, these are some agencies that can offer assistance.

State Department of Human Services(click hereoffering assistance with completing applications for possible financial assistance and social services.
Detroit Buildings Safety, Engineering & Environmental Department(click here) offering tips on hiring contractors and information on obtaining permits, if required.
Detroit Department of Health & Wellness Promotion(click here) will advise citizens on health precautions to take. 
Volunteer Organizations Active in Disaster (VOAD),
1. American Red Cross 
2. Salvation Army offering services at their centers.

MI State Rep Leslie Love(D) Detroit
We are encouraging neighborhood block clubs to band together and demand infrastructure upgrades of the Water and Sewer systems in Wayne, Oakland, and Macomb Counties. This is a new and uncharted direction for the City when it comes to flooding and the truth about residents own insurance plans. City Charter Article 9 offers relief to residents with a City of Detroit rate for car insurance. Maybe the residents can demand and update to the charter regarding insurance rates and fair coverage to residents. The ultimate equalizer would have to come from the statehouse in Lansing regarding a statewide insurance rate for cars, rental property, and homes of Michigan citizens. 

Riverside Park
For Detroit to prosper in the future, we need fairness and accountability in insurance rates.  The City Charter is designed to protect and serve the needs of Detroit residents and, the citizens deserve open disclosure of home and car owners polices from insurance companies. An additional City ordinance regarding the management of insurance companies within the city may be upcoming. If you support the ideas of: enforcing the City Charter regarding car insurance, updating the charter regarding home/rental coverage, and fixing the infrastructure, we strongly encourage you to contact the Mayor and City Council to express your ideas and, make it an action plan.

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